The following Interest Rates and Annual Percentage Yields (APY) are accurate as of February 19, 2021.
Subject to customers residing or working in Western or Central Massachusetts; or Northern or Central Connecticut.
Important Information
- For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
- Fees could reduce earnings on the accounts.
- For time deposits, a penalty may be imposed for early withdrawal.
Questions about deposit rates?
Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices.
Savings Accounts
| Type of Account | Interest Rate | APY | Minimum Balance to Earn APY |
|---|---|---|---|
| Classic Statement | 0.05% | 0.05% | $10.00 |
| Free Statement* | 0.05% | 0.05% | $10.00 |
| Ready, Set, Grow | 0.10% | 0.10% | $10.00 |
| Signature** | 0.15% | 0.15% | $10.00 |
* Only available to WB Free or WB 16-25 checking account owners
** Only available to WB Signature checking account owners
Interest Checking Account
| Type of Account | Interest Rate | APY | Minimum Balance to Earn APY |
|---|---|---|---|
| WB Interest Checking | 0.10% | 0.10% | $10.00 |
Money Market Accounts
| Type of Account | Interest Rate | APY | Minimum Balance to Earn APY |
|---|---|---|---|
| Summit Money Market | 0.10% | 0.10% | $10.00 to $9,999.99 |
| 0.10% | 0.10% | $10,000 to $24,999.99 | |
| 0.10% | 0.10% | $25,000 to $49,999.99 | |
| 0.10% | 0.10% | $50,000 to $99,999.99 | |
| 0.10% | 0.10% | $100,000 & Over | |
| Performance Money Market* | 0.15% | 0.15% | $10.00 to $99,999.99 |
| 0.20% | 0.20% | $100,000.00 to $249,999.99 | |
| 0.25% | 0.25% | $250,000.00 to $499,999.99 | |
| 0.30% | 0.30% | $500,000.00 & Over | |
| IRA Money Market | 0.10% | 0.10% | $10.00 to $24,999.99 |
| 0.10% | 0.10% | $25,000 to $49,999.99 | |
| 0.10% | 0.10% | $50,000 to $99,999.99 | |
| 0.10% | 0.10% | $100,000 to $249,999.99 | |
| 0.10% | 0.10% | $250,000.00 & Over |
*Only available to WB Performance Checking account owners
Business Money Market Accounts
| Type of Account | Interest Rate | APY | Minimum Balance to Earn APY |
|---|---|---|---|
| Business Money Market* | 0.10% | 0.10% | $10.00 to $24,999.99 |
| 0.10% | 0.10% | $25,000 to $49,999.99 | |
| 0.10% | 0.10% | $50,000 to $249,999.99 | |
| 0.15% | 0.15% | $250,000 to $499,999.99 | |
| 0.15% | 0.15% | $500,000.00 to $1,999,999.99 | |
| 0.15% | 0.15% | $2,000,000 & Over | |
| Business Prime Money Market** | 0.15% | 0.15% | $10.00 to $499,999.99 |
| 0.30% | 0.30% | $500,000.00 & Over |
*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners
Portfolio Certificates of Deposit* (WB Portfolio Checking Required)
| Type of Account | Interest Rate | APY | Minimum Balance to Open** |
|---|---|---|---|
| 15 Month WB Portfolio | 3.93% | 4.00% | $1,000.00 |
*Only available to WB Portfolio checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Signature Certificates of Deposit* (WB Performance or WB Signature Checking Required)
| Type of Account | Interest Rate | APY | Minimum Balance to Open** |
|---|---|---|---|
| 13 Month WB Signature | 0.25% | 0.25% | $1,000.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Certificates of Deposit
| Type of Account | Interest Rate | APY | Minimum Balance to Open* |
|---|---|---|---|
| 3 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 6 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 12 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 24 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 36 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 48 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
| 60 Month WB Classic | 0.10% | 0.10% | $1,000.00 |
*Minimum balance to earn APY is $10.00
Business Certificates of Deposits
| Type of Account | Interest Rate | APY | Minimum Balance to Open* |
|---|---|---|---|
| 6 Month Business CD | 0.10% | 0.10% | $1,000.00 |
| 12 Month Business CD | 0.10% | 0.10% | $1,000.00 |
| 13 Month Business CD** | 0.25% | 0.25% | $1,000.00 |
| 24 Month Business CD | 0.10% | 0.10% | $1,000.00 |
*Minimum balance to earn APY is $10.00
**Only available to Business checking account owners
IRA Certificates of Deposit
| Type of Account | Interest Rate | APY | Minimum Balance to Open* |
|---|---|---|---|
| 12 Month WB Classic | 0.10% | 0.10% | $500.00 |
| 24 Month WB Classic | 0.10% | 0.10% | $500.00 |
| 36 Month WB Classic | 0.10% | 0.10% | $500.00 |
| 48 Month WB Classic | 0.10% | 0.10% | $500.00 |
| 60 Month WB Classic | 0.10% | 0.10% | $500.00 |
*Minimum balance to earn APY is $10.00
Signature IRA Certificates of Deposit*
| Type of Account | Interest Rate | APY | Minimum Balance to Open** |
|---|---|---|---|
| 13 Month WB Signature | 0.25% | 0.25% | $500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
WB Retirement Accumulator Certificate of Deposit*
| Type of Account | Interest Rate | APY | Minimum Balance to Open** |
|---|---|---|---|
| 13 Month | 0.25% | 0.25% | $500.00 |
*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."
**Minimum balance to earn APY is $10.00
Add-On IRA Certificate of Deposit
| Type of Account | Interest Rate | APY | Minimum Balance to Open* |
|---|---|---|---|
| 12 Month | 0.20% | 0.20% | $50.00 |
*Minimum balance to earn APY is $10.00.