Whether you need to purchase equipment, manage cash flow, or buy or build a new facility, we have business lending solutions to suit any size business.
- Small Business Lending
- Commercial & Industrial Lending
- Commercial Real Estate Lending
Your vision. Our insight. It's the perfect partnership.
Small Business Lending
Loan Relationship < $500K
Small businesses are a big deal to us.
In fact, we love them.
Commercial Real Estate
Owner & Non-Owner Occupied
In real estate, location is everything.
The same goes for community banking.
Business Lending Solutions
Term Loans
Need to purchase new or used equipment, finance an expansion, or get an infusion of working capital? A fixed-rate term loan is a great way to give your business a boost.
- Fixed Monthly Payment Ideal for Budgeting
- Variety of Loan Terms Available
- Competitive Rates
Loans < $500K | Contact the Small Business Team
Loans > $500K | Contact the Commercial Lending Team
Commercial Lines of Credit
Having a line of credit you can access as needed is critical for any size business. Use it to help support your ongoing business initiatives and as an emergency source of funds.
- Help Manage Cash Flow
- Support Accounts Receivable and Inventory
- Access as Needed
Lines < $500K | Contact the Small Business Team
Lines > $500K | Contact the Commercial Lending Team
Commercial Real Estate Loans
Need to refinance your commercial mortgage from another financial institution? A Commercial Real Estate Loan is the perfect solution.
- Locally-Made Loan Decisions
- Loans Serviced Locally
Owner-Occupied Properties | Contact the Commercial Lending Team
Non Owner-Occupied Properties | Contact the Commercial Real Estate Team
Letters of Credit
A letter of credit is a valuable business tool in that it provides potential creditors or business partners with a snapshot of your business's creditworthiness and financial viability.
- Guarantees Company Performance
- Supports Bonding
- Guarantees Payment on Purchase of Goods
Letters of Credit < $500K | Contact the Small Business Team
Letters of Credit > $500K | Contact the Commercial Lending Team
SBA Loans
At Westfield Bank, we're big on small businesses. That's why we're proud to be a preferred SBA Lender. In fact, we are consistently one of the top SBA Lender in the communities we serve.
- 7A Loans
- Express Loans
- 504 Loans
- Express Line of Credit
Loans > $500K | Contact the Commercial Lending Team