The following Interest Rates and Annual Percentage Yields (APY) are accurate as of February 19, 2021.

Subject to customers residing or working in Western or Central Massachusetts; or Northern or Central Connecticut.

Important Information

For all savings and checking accounts, the interest rates are variable. For variable rate accounts, the rate may change after the account is opened.
Fees could reduce earnings on the accounts.
For time deposits, a penalty may be imposed for early withdrawal.

Questions about deposit rates?

Contact a Customer Service Representative at 413.568.1911 or 800.995.5734 or visit one of our convenient offices.

Savings Accounts

Type of Account	Interest Rate	APY	Minimum Balance to Earn APY
Classic Statement	0.05%	0.05%	$10.00
Free Statement*	0.05%	0.05%	$10.00
Ready, Set, Grow	0.10%	0.10%	$10.00
Signature**	0.15%	0.15%	$10.00

* Only available to WB Free or WB 16-25 checking account owners
** Only available to WB Signature checking account owners

Interest Checking Account

Type of Account	Interest Rate	APY	Minimum Balance to Earn APY
WB Interest Checking	0.10%	0.10%	$10.00

Money Market Accounts

Type of Account	Interest Rate	APY	Minimum Balance to Earn APY
Summit Money Market	0.10%	0.10%	$10.00 to $9,999.99
	0.10%	0.10%	$10,000 to $24,999.99
	0.10%	0.10%	$25,000 to $49,999.99
	0.10%	0.10%	$50,000 to $99,999.99
	0.10%	0.10%	$100,000 & Over
Performance Money Market*	0.15%	0.15%	$10.00 to $99,999.99
	0.20%	0.20%	$100,000.00 to $249,999.99
	0.25%	0.25%	$250,000.00 to $499,999.99
	0.30%	0.30%	$500,000.00 & Over
IRA Money Market	0.10%	0.10%	$10.00 to $24,999.99
	0.10%	0.10%	$25,000 to $49,999.99
	0.10%	0.10%	$50,000 to $99,999.99
	0.10%	0.10%	$100,000 to $249,999.99
	0.10%	0.10%	$250,000.00 & Over

*Only available to WB Performance Checking account owners

Business Money Market Accounts

Type of Account	Interest Rate	APY	Minimum Balance to Earn APY
Business Money Market*	0.10%	0.10%	$10.00 to $24,999.99
	0.10%	0.10%	$25,000 to $49,999.99
	0.10%	0.10%	$50,000 to $249,999.99
	0.15%	0.15%	$250,000 to $499,999.99
	0.15%	0.15%	$500,000.00 to $1,999,999.99
	0.15%	0.15%	$2,000,000 & Over
Business Prime Money Market**	0.15%	0.15%	$10.00 to $499,999.99
	0.30%	0.30%	$500,000.00 & Over

*$5 monthly service charge if balance is below $500
**Only available to Business checking account owners

Portfolio Certificates of Deposit* (WB Portfolio Checking Required)

Type of Account	Interest Rate	APY	Minimum Balance to Open**
15 Month WB Portfolio	3.93%	4.00%	$1,000.00

*Only available to WB Portfolio checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Signature Certificates of Deposit* (WB Performance or WB Signature Checking Required)

Type of Account	Interest Rate	APY	Minimum Balance to Open**
13 Month WB Signature	0.25%	0.25%	$1,000.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

Certificates of Deposit

Type of Account	Interest Rate	APY	Minimum Balance to Open*
3 Month WB Classic	0.10%	0.10%	$1,000.00
6 Month WB Classic	0.10%	0.10%	$1,000.00
12 Month WB Classic	0.10%	0.10%	$1,000.00
24 Month WB Classic	0.10%	0.10%	$1,000.00
36 Month WB Classic	0.10%	0.10%	$1,000.00
48 Month WB Classic	0.10%	0.10%	$1,000.00
60 Month WB Classic	0.10%	0.10%	$1,000.00

*Minimum balance to earn APY is $10.00

Business Certificates of Deposits

Type of Account	Interest Rate	APY	Minimum Balance to Open*
6 Month Business CD	0.10%	0.10%	$1,000.00
12 Month Business CD	0.10%	0.10%	$1,000.00
13 Month Business CD**	0.25%	0.25%	$1,000.00
24 Month Business CD	0.10%	0.10%	$1,000.00

*Minimum balance to earn APY is $10.00
**Only available to Business checking account owners

IRA Certificates of Deposit

Type of Account	Interest Rate	APY	Minimum Balance to Open*
12 Month WB Classic	0.10%	0.10%	$500.00
24 Month WB Classic	0.10%	0.10%	$500.00
36 Month WB Classic	0.10%	0.10%	$500.00
48 Month WB Classic	0.10%	0.10%	$500.00
60 Month WB Classic	0.10%	0.10%	$500.00

*Minimum balance to earn APY is $10.00

Signature IRA Certificates of Deposit*

Type of Account	Interest Rate	APY	Minimum Balance to Open**
13 Month WB Signature	0.25%	0.25%	$500.00

*Only available to WB Performance, and WB Signature checking account owners. Refer to the Truth In Savings Disclosure for "Additional Terms."

**Minimum balance to earn APY is $10.00

WB Retirement Accumulator Certificate of Deposit*

Type of Account	Interest Rate	APY	Minimum Balance to Open**
13 Month	0.25%	0.25%	$500.00